Interest Rates Continue to Rise
RecLending can secure your best interest rate!
Boat Loans & RV loans that match your needs
Since 2009, RecLending has been providing solutions for marine loans and RV financing in the 48 contiguous states. We are proud to be a Veteran owned and operated company. We’ll help you get the best interest rate with loan term options ranging from 60 months (5 yrs) to 240 months (20 yrs).
Over the past fourteen years, we have built strong relationships with top lenders across the U.S. That has given us a unique position and strength in the recreation finance industry. It has also increased the loan types that we can tailor to your specific needs. This, combined with our “One to One” customer service, has made RecLending one of the fastest growing companies in the marine and RV financing industry.
What to expect when working with us
Once we receive your online application:
- A Reclending team member will call you to confirm your information and answer any questions you might have.
- We’ll be with you every step of the way from the approval process to the completion of your purchase.
- Every RecLending loan team member is committed to reducing stress and making things happen as efficiently as possible to get your loan completed.
If you have questions during the process, you can call or email us any time. We’ll be glad to help!
Our soft credit pulls are done in-house and are protected by our industry-standard security systems. You can be sure your information is secure at all times.
Insurance Coverage
Protect your investment with comprehensive insurance coverage for boats and motorhomes.
You can have peace of mind that your investments are protected. We’ve hand picked our insurance partners in order to ensure they meet our high
Service Plans
Service plans help protect you from today’s high cost of repairs on boat and RVs.
We work with some of the most respected service companies in the industry. Including Tournament Edge Marine, Pinnacle Protection Plans, and more.
Got questions?
We’ve have answers!
What are your rates and terms?
Rates and terms are based on a variety of factors including the amount you are financing, the age and type of boat or RV you are financing, your location, and your credit history.
Loan terms range from 60 months (5 years) up to 240 months (20 years).
What happens after submitting the application?
A RecLending representative will call you to verify your information, answer any questions you might have, ask for any other information we may need, and explain the next steps!
Does filling out an application affect my credit?
No. All our in-house credit checks are “soft pulls.” However, to get your loan, a hard inquiry is required by law which may have a small effect on your credit score.
Do you offer refinancing? I want to reduce my rate.
Yes, we do offer refinancing. You can call us at (517) 543-6921 or shoot us your questions in the Contact form.
Can I count my spouse's income?
Sure! Just add your spouse as a co-applicant on the application.
More on your mind? Let's talk!
Call us (517) 543-6921 or submit the form below. We’ll be happy to answer any questions!